{"id":5021,"date":"2026-03-05T09:26:12","date_gmt":"2026-03-05T03:56:12","guid":{"rendered":"https:\/\/gridlines.io\/blogs\/?p=5021"},"modified":"2026-02-25T12:35:48","modified_gmt":"2026-02-25T07:05:48","slug":"kyc-best-practices","status":"publish","type":"post","link":"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/","title":{"rendered":"KYC Best Practices for Efficient Onboarding &amp; Risk Control"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#KYC_Is_Not_a_Step_Its_architecture\" title=\"KYC Is Not a Step. It\u2019s architecture.\">KYC Is Not a Step. It\u2019s architecture.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#Strong_Identity_Foundations_Matter\" title=\"Strong Identity Foundations Matter\">Strong Identity Foundations Matter<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#Intelligent_Document_Verification\" title=\"Intelligent Document Verification\">Intelligent Document Verification<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#Biometrics_and_Liveness_Adding_Human_Certainty\" title=\"Biometrics and Liveness: Adding Human Certainty\">Biometrics and Liveness: Adding Human Certainty<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#Risk-Based_Segmentation_Improves_Both_Speed_and_Security\" title=\"Risk-Based Segmentation Improves Both Speed and Security\">Risk-Based Segmentation Improves Both Speed and Security<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#Enhanced_Due_Diligence_Where_It_Truly_Matters\" title=\"Enhanced Due Diligence Where It Truly Matters\">Enhanced Due Diligence Where It Truly Matters<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#Continuous_Monitoring_Completes_the_KYC_Loop\" title=\"Continuous Monitoring Completes the KYC Loop\">Continuous Monitoring Completes the KYC Loop<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#Auditability_Is_Non-Negotiable\" title=\"Auditability Is Non-Negotiable\">Auditability Is Non-Negotiable<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#Reducing_Friction_Without_Weakening_Controls\" title=\"Reducing Friction Without Weakening Controls\">Reducing Friction Without Weakening Controls<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#Technology_as_a_Risk_Multiplier\" title=\"Technology as a Risk Multiplier\">Technology as a Risk Multiplier<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#Culture_Defines_the_Strength_of_KYC\" title=\"Culture Defines the Strength of KYC\">Culture Defines the Strength of KYC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#Designing_for_a_Higher-Risk_Era\" title=\"Designing for a Higher-Risk Era\">Designing for a Higher-Risk Era<\/a><\/li><\/ul><\/nav><\/div>\n\n<p class=\"wp-block-paragraph\">Recently, a major financial irregularity involving nearly \u20b9500 crore surfaced after routine reconciliation exposed forged instruments and weak internal controls. The incident wasn\u2019t a cyberattack. It was a failure of layered verification and monitoring.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cases like this remind us of a simple truth: when identity checks are shallow and oversight is fragmented, risk compounds quietly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That is why KYC today must do more than satisfy regulation. It must enable fast onboarding while building durable risk controls beneath the surface.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"KYC_Is_Not_a_Step_Its_architecture\"><\/span><strong>KYC Is Not a Step. It\u2019s architecture.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For years, KYC was treated as an entry gate. Collect documents. Validate identity. Activate account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Digitisation made the process faster, but in many institutions, the philosophy remained unchanged. Verification became automated \u2014 not necessarily stronger.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Modern <a href=\"https:\/\/gridlines.io\/blogs\/high-risk-customer-kyc-what-changes\/\">KYC<\/a> should function as a risk engine. It should assess identity confidence, assign risk weight, determine due diligence depth, and feed directly into ongoing monitoring systems.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Efficient onboarding and risk mitigation are not opposites. They are outcomes of intelligent design.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Strong_Identity_Foundations_Matter\"><\/span><strong>Strong Identity Foundations Matter<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Everything begins with identity assertion. A customer claims who they are. Your system must validate that claim with confidence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Basic database matching confirms document validity. But sophisticated fraud often uses real IDs layered with manipulated attributes. That\u2019s where multi-source verification becomes essential.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Best practice includes validating:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 Government-issued identity credentials<br>\u2013 Bank account ownership<br>\u2013 Mobile number linkage<br>\u2013 Cross-field consistency across submitted data<br>\u2013 Historical digital footprint where permissible<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When independent data points align, risk decreases. When they don\u2019t, workflows should escalate \u2014 automatically.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Speed without depth creates exposure. Depth without efficiency creates drop-offs. The goal is balance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Intelligent_Document_Verification\"><\/span><strong>Intelligent Document Verification<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">OCR has transformed onboarding. Customers upload IDs and data fields auto-populate instantly. This reduces manual entry errors and friction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But extraction alone is not verification.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Modern systems must detect document tampering \u2014 altered fonts, pixel inconsistencies, template mismatches, metadata anomalies. Fraudsters today can generate convincing digital documents within minutes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Document verification must be forensic, not cosmetic.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Biometrics_and_Liveness_Adding_Human_Certainty\"><\/span><strong>Biometrics and Liveness: Adding Human Certainty<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Facial recognition and liveness detection have become common in digital KYC flows. When implemented correctly, they significantly reduce impersonation risk.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A simple selfie comparison is no longer enough. Advanced systems assess micro-expressions, depth mapping, and real-time interaction cues to prevent spoofing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Video KYC can be deployed selectively for higher-risk cases, enabling contextual verification without burdening every user.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Biometric layers should be triggered by risk signals, not applied blindly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk-Based_Segmentation_Improves_Both_Speed_and_Security\"><\/span><strong>Risk-Based Segmentation Improves Both Speed and Security<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">One of the biggest mistakes in onboarding design is uniform friction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Not every customer carries the same risk profile. A salaried professional with a long financial history differs fundamentally from a newly formed entity with limited traceability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A robust KYC framework assigns risk scores based on structured factors:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 Geographic exposure<br>\u2013 Occupation or industry<br>\u2013 Transaction intent<br>\u2013 Historical data consistency<br>\u2013 Watchlist and adverse media signals<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Low-risk customers move through streamlined flows. Higher-risk profiles trigger enhanced due diligence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This segmentation protects compliance while preserving conversion rates.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Enhanced_Due_Diligence_Where_It_Truly_Matters\"><\/span><strong>Enhanced Due Diligence Where It Truly Matters<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Certain profiles require deeper scrutiny \u2014 politically exposed individuals, complex corporate structures, high-net-worth clients, or accounts managing public funds.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/ongrid.in\/blogs\/enhanced-due-diligence-in-2025\/\">Enhanced due diligence<\/a> may include:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 Beneficial ownership identification<br>\u2013 Source-of-funds validation<br>\u2013 Adverse media screening<br>\u2013 Independent database cross-verification<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The key is precision. EDD should be data-triggered, not assumption-driven.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Overuse of enhanced checks increases friction. Underuse increases vulnerability.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Continuous_Monitoring_Completes_the_KYC_Loop\"><\/span><strong>Continuous Monitoring Completes the KYC Loop<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The \u20b9590 crore case highlighted something important: onboarding may appear clean, yet risk can emerge later.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">KYC should not end once an account is activated.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Transaction monitoring systems must analyze behavioural patterns continuously. Sudden spikes in transaction size, unusual geographic routing, repetitive high-value withdrawals, or deviations from established norms should generate alerts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Behavioral analytics adds context to static verification.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A dynamic risk profile \u2014 updated as customer behaviour evolves \u2014 ensures that initial trust does not become permanent blind trust.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Auditability_Is_Non-Negotiable\"><\/span><strong>Auditability Is Non-Negotiable<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Regulators examine process integrity as closely as financial outcomes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Institutions must be able to demonstrate:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 When identity verification occurred<br>\u2013 Which data sources were consulted<br>\u2013 What consent was captured<br>\u2013 How risk was categorized<br>\u2013 Who approved escalations or overrides<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A well-designed KYC system leaves structured digital trails. Every API call, every approval, every exception is recorded and retrievable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Audit readiness should be built in \u2014 not assembled retrospectively.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Reducing_Friction_Without_Weakening_Controls\"><\/span><strong>Reducing Friction Without Weakening Controls<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Customer abandonment often stems from repetitive or poorly sequenced steps.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Data pre-filling through secure integrations can eliminate redundant entry. Existing customers opening new products should not repeat identity checks unnecessarily. Mobile-optimized flows improve completion rates significantly in India\u2019s digital ecosystem.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Efficiency is achieved by eliminating waste \u2014 not by eliminating verification.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When systems validate intelligently in the background, genuine users experience speed while risk is quietly assessed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Technology_as_a_Risk_Multiplier\"><\/span><strong>Technology as a Risk Multiplier<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Artificial intelligence and machine learning now support document authentication, anomaly detection, and risk scoring.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">They help reduce false positives in watchlist screening. They surface behavioural deviations early. They enable scenario modelling for risk forecasting.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cloud-based infrastructure centralizes data visibility across branches and business units, reducing siloed control failures.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But automation must operate within governance guardrails \u2014 defined thresholds, explainable scoring logic, and clear escalation pathways.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Technology amplifies control. It does not replace accountability.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Culture_Defines_the_Strength_of_KYC\"><\/span><strong>Culture Defines the Strength of KYC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Even the most advanced system can fail if culture is weak.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Employees must understand emerging fraud techniques, regulatory expectations, and internal escalation protocols. Role-based access controls must prevent unauthorized overrides. Internal audits must be periodic and independent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Compliance cannot function as a reactive department. It must be embedded across product, operations, and risk teams.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When KYC is viewed as a growth-enabling infrastructure rather than a regulatory burden, decision-making improves.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Designing_for_a_Higher-Risk_Era\"><\/span><strong>Designing for a Higher-Risk Era<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Financial ecosystems are becoming more digital, more interconnected, and more exposed to sophisticated fraud tactics.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A modern KYC framework should be:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 Layered, not linear<br>\u2013 Risk-adaptive, not uniform<br>\u2013 Continuous, not one-time<br>\u2013 Audit-ready by design<br>\u2013 Technology-enabled but human-governed<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Efficient onboarding attracts customers. Intelligent verification protects the institution. Ongoing monitoring sustains trust.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">KYC, done well, is invisible to genuine users and formidable to fraudsters.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And in today\u2019s environment, that balance is not optional.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is survival.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Recently, a major financial irregularity involving nearly \u20b9500 crore surfaced after routine reconciliation exposed forged instruments and weak internal controls&#8230;. <\/p>\n","protected":false},"author":8,"featured_media":5031,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[],"class_list":["post-5021","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bfsi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>KYC Best Practices for Efficient Onboarding &amp; Risk Control<\/title>\n<meta name=\"description\" content=\"KYC best practices to enable faster onboarding while strengthening risk control, compliance, and fraud prevention.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KYC Best Practices for Efficient Onboarding &amp; Risk Control\" \/>\n<meta property=\"og:description\" content=\"KYC best practices to enable faster onboarding while strengthening risk control, compliance, and fraud prevention.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/\" \/>\n<meta property=\"og:site_name\" content=\"Gridlines Blogs\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-05T03:56:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-25T07:05:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/gridlines.io\/blogs\/wp-content\/uploads\/2026\/03\/KYC-Best-Practices-for-Efficient-Onboarding-Risk-Control.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"vivek agarwal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"vivek agarwal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/gridlines.io\/blogs\/kyc-best-practices\/\"},\"author\":{\"name\":\"vivek agarwal\",\"@id\":\"https:\/\/gridlines.io\/blogs\/#\/schema\/person\/6e07f466307f41ade0e80191b4401328\"},\"headline\":\"KYC Best Practices for Efficient Onboarding &amp; 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