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Gridlines Blogs
  • Reducing Churn in Neo-Banks with Intelligent Risk Signals

    There’s a quiet crisis unfolding inside many neo-banks. On the surface, growth looks impressive. App downloads are rising. Onboarding journeys

    Read More

  • Best Video KYC Workflow for Personal Loan Apps

    In India’s fast-moving digital lending space, personal loan apps face two big challenges: speed and trust. Borrowers want instant approvals

    Read More

  • GenAI in KYC: How Generative AI Is Redefining KYC Process

    For years, KYC felt procedural. Collect the ID.Verify the details.Run database checks.Approve or reject. It was compliance by design —

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  • Reducing Churn in Neo-Banks with Intelligent Risk Signals
    Gridlines

    Reducing Churn in Neo-Banks with Intelligent Risk Signals

    vivek agarwal

    February 26, 2026

    There’s a quiet crisis unfolding inside many neo-banks. On the surface, growth looks impressive. App downloads are rising. Onboarding journeys…

  • Best Video KYC Workflow for Personal Loan Apps
    Digital Onboarding

    Best Video KYC Workflow for Personal Loan Apps

    vivek agarwal

    February 25, 2026

    In India’s fast-moving digital lending space, personal loan apps face two big challenges: speed and trust. Borrowers want instant approvals…

  • GenAI in KYC: How Generative AI Is Redefining KYC Process
    Industry Insights

    GenAI in KYC: How Generative AI Is Redefining KYC Process

    vivek agarwal

    February 25, 2026

    For years, KYC felt procedural. Collect the ID.Verify the details.Run database checks.Approve or reject. It was compliance by design —…

  • Loan Origination System Integration with KYC APIs
    Digital Onboarding

    Loan Origination System Integration with KYC APIs

    vivek agarwal

    February 24, 2026

    In India’s fast-growing digital lending ecosystem, speed, compliance, and trust are critical. Borrowers expect instant approvals, seamless experiences, and secure…

  • KYB in the Age of Instant Business Onboarding
    Digital Onboarding, KYB

    KYB in the Age of Instant Business Onboarding

    vivek agarwal

    February 24, 2026

    There was a time when onboarding a business meant paperwork. Stamped incorporation certificates.Physical visits.Board resolutions couriered across cities.Bank statements printed…

  • Loan Stacking Fraud: Detection Strategies for NBFCs
    Industry Insights

    Loan Stacking Fraud: Detection Strategies for NBFCs

    vivek agarwal

    February 23, 2026

    Loan stacking rarely announces itself. There’s no dramatic system breach.No forged signature.No obvious identity theft. On paper, the borrower looks…

  • UPI Fraud Trends: What Banks Need to Watch in 2026
    Industry Insights

    UPI Fraud Trends: What Banks Need to Watch in 2026

    vivek agarwal

    February 21, 2026

    There was a time when digital payment fraud meant card skimming. Then it meant phishing emails. Then it meant OTP…

  • Video KYC for Lending Apps: Cut Drop-Off Without Risking Compliance
    Digital Onboarding

    Video KYC for Lending Apps: Cut Drop-Off Without Risking Compliance

    vivek agarwal

    February 20, 2026

    Every lending app eventually faces the same tension. On one side: growth.On the other: compliance. Marketing teams celebrate rising installs….

  • Top Signs of Fake Identities in Digital Platforms
    Industry Insights

    Top Signs of Fake Identities in Digital Platforms

    vivek agarwal

    February 19, 2026

    Fake identities don’t arrive wearing masks. They arrive with perfectly formatted names, clean profile pictures, valid-looking phone numbers, and documents…

  • Difference Between KYC, eKYC, and Video KYC
    Digital Onboarding

    Difference Between KYC, eKYC, and Video KYC

    vivek agarwal

    February 18, 2026

    Same regulatory objective. Three very different execution models. If you work in fintech, lending, NBFCs, payments, or any regulated digital…

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Recent Blogs

  • Reducing Churn in Neo-Banks with Intelligent Risk Signals
    Reducing Churn in Neo-Banks with Intelligent Risk SignalsFebruary 26, 2026
  • Best Video KYC Workflow for Personal Loan Apps
    Best Video KYC Workflow for Personal Loan AppsFebruary 25, 2026
  • GenAI in KYC_ How Generative AI Is Redefining KYC Process
    GenAI in KYC: How Generative AI Is Redefining KYC ProcessFebruary 25, 2026
  • Loan Origination System Integration with KYC APIs
    Loan Origination System Integration with KYC APIsFebruary 24, 2026
  • kyb in instant onboarding
    KYB in the Age of Instant Business OnboardingFebruary 24, 2026