-
Video KYC Audit Trail: What RBI Expects You to Store and for How Long
There’s a compliance conversation happening inside every regulated lending institution right now, and it’s not about whether to do Video KYC — that decision was made years ago. The conversation is about what happens after the call ends. Specifically: what did you record, where did it go, who can access it, how long does it…
-
Re-KYC in Banks: When It’s Required, What It Covers, and How to Automate It
KYC gets a lot of attention when onboarding. Re-KYC, the periodic updation of that same information, gets far less — until an account is frozen, a compliance audit surfaces a gap, or the regulator issues a fresh circular reminding banks of obligations that were always there. For compliance teams and product managers building verification infrastructure,…
-
Udyam Registration Verification: What It Means for MSME Lending
Walk into any credit team at a fintech or NBFC that does MSME lending, and you’ll find some version of the same conversation happening. An application comes in. The business looks legitimate. The Udyam certificate is attached. And somewhere in the process, someone has to decide: do we trust this document, or do we check…
-
How Delivery Platforms Can Reduce Fraud with Driving License Verification APIs
India’s thriving food and logistics delivery network has transformed the way urban consumers engage with services. Anything from groceries and meals to medicines and parcels is instantaneously delivered by platforms such as Zomato and Swiggy. Yet driving this hyper-efficiency is an increasing worry—fraud and security threats in the onboarding of delivery staff. As delivery platforms…
-
What Is Face Match in KYC and How Does It Work?
Identity verification has evolved from manual document checks to advanced technologies like face match. Whether you’re opening a bank account, signing up on a fintech app, or completing an eKYC process, face matching plays a critical role in confirming that the person on the other side of the screen is truly who they claim to…
-
Video KYC in Rural and Tier-2 Markets: Driving Financial Inclusion
India’s financial ecosystem is being deeply reformed. While digital banking and financial services thrive in urban hubs, much of the population in rural and Tier-2 towns remains underserved. Closing the gap isn’t merely an economic necessity but a social one. One of the drivers for this is bringing financial services within reach, efficient, and reliable.…
-
Chassis to RC Verification API: The Future of Instant Vehicle KYC
From hijacked identities to fake RCs, India’s vehicle ecosystem has earned its trust. But imagine if one chassis number could reveal everything. You’re responsible for a fleet of vehicles, signing up drivers, or running a logistics business—verifying who owns that vehicle is not a choice. The Chassis to RC Verification API simplifies it—providing real-time, government-provided…
-
What Is RC Status and Why It Matters for KYC Checks
In the context of ascertaining identity or ownership in sectors such as vehicle finance, logistics, insurance, and mobility services, knowing about the RC status, i.e., the Registration Certificate status, of a vehicle has become a building block of successful Know Your Customer (KYC) and risk assessment procedures. An RC or Registration Certificate is a government…
-
What Is Skip Tracing and How It Supports Debt Recovery
In today’s hectic finance and lending environment, one of the frequent and typically expensive obstacles is finding debtors who are behind on their payments or have apparently vanished. This vital procedure is “skip tracing.” Although the term may bring to mind traditional detective activities, skip tracing is a high-tech and indispensable technique in contemporary debt…
-
The Advantages of Video KYC in Banking
Banking’s digital revolution has redefined customer onboarding for financial institutions. With physical branch visits decreasing, banks must have secure and scalable solutions to establish customer identity. Of the most promising technologies is Video KYC (Know Your Customer) — a solution that provides real-time verification through video interaction. Video KYC in banks is no longer merely…
-
EPFO KYC: What It Is and How It Powers Employment Verification
The Indian government mandates that all employees link their EPF accounts with their Aadhaar numbers. This requirement supports smoother EPF account operations, enables digital claim submissions, reduces TDS on early withdrawals, and strengthens the foundation for digital employment verification. This guide outlines the steps to update your KYC on the EPFO portal, explains the benefits,…
-
Revolutionizing Insurance: Remote & Contactless Customer Onboarding Made Easy
The insurance industry is undergoing a transformative shift. Traditional paper-heavy and time-consuming onboarding processes are quickly becoming obsolete, giving way to smarter, faster, and safer methods. Enter remote and contactless onboarding—a game-changer that is not only improving customer experience but also streamlining operations for insurers. This revolutionary shift is redefining how customers engage with insurance…
-
Why Alternate Underwriting is a Must-Have for You
Trust, compliance, and due diligence form the backbone of sound decision-making in financial services. From disbursing loans and issuing insurance policies to facilitating investment products, institutions must rely on precise and validated information. Alternate underwriting plays a crucial role in this process, serving as an essential tool—particularly during underwriting—to mitigate risk and ensure regulatory compliance.…