Industry Insights
-
Who Is at Risk from Penny Drop Frauds and How to Stay Protected
Online payments have brought convenience. A click, a touch, or scan, and money is transferred instantly. Convenience comes with an unseen danger: little, harmless-looking transactions are a portal to scams. Of these, penny drop fraud hax become a silent threat, quietly draining money from unsuspecting people and companies alike. Knowing who is vulnerable and how…
-
Fraud vs Scams: Same Problem, Different Game
“Fraud” and “scam.” Two words we hear almost every day—whether it’s about someone getting duped by a fake job posting or a bank losing crores to a massive identity fraud ring. Most of the time, we lump them together. After all, both end with the same outcome: someone loses money, someone loses trust. But here’s…
-
Low-Bandwidth Tech: The Future of Lending in India
Financial inclusion in India has always been envisioned as a bridge—linking the aspirations of millions to the formal financial system. Over the past decade, we’ve seen extraordinary progress: Aadhaar created a digital identity layer for over a billion citizens, Jan Dhan brought millions into the banking net, and UPI turned India into the fastest-growing digital…
-
When Starlink Meets Aadhaar: Rethinking Digital Onboarding
India has been a technology playground that has always fascinated. On the one hand, it grapples with disparities in basic infrastructure. On the other, it is developing some of the globe’s most sophisticated digital public utilities. And now, with Elon Musk’s Starlink formally hooking up with the Unique Identification Authority of India (UIDAI), the narrative…
-
KYC Scams Explained: How Fraudsters Trap You and Ways to Stay Safe
In the digital-first era today, Know Your Customer (KYC) is the foundation of trust between companies and customers. Whether one is opening a new bank account, investing in mutual funds, taking a loan, or enrolling on a fintech platform, KYC verifies that the individual behind the transaction is authentic. But as with all security procedures,…
-
Inside the Identity Theft Boom: What’s Driving the Surge
A few years ago, my friend got a call from “her bank.” The voice on the other end was polite, well-spoken, and oddly familiar. It was asking about a flagged transaction, reading out her account details, and even confirming her date of birth. Something didn’t feel right, so she hung up. Two hours later, her…
-
Face Based Biometrics: Changing Identity Verification?
Not too long ago, protecting your identity online was a matter of memorising a tricky password or carrying around some form of ID. Back then, it felt adequate. These tools gave us a sense of control—until they didn’t. Now, data breaches are a weekly headline. Passwords leak. ID cards are forged. Even “secure” two-factor authentication…
-
How to Find Your PF Account Number: Step-by-Step Guide
First, Why Does This Even Matter? Ever tried withdrawing your PF money and hit a wall? Or switched jobs and had no clue how to transfer your old PF account? That’s usually where this mysterious little thing called your PF Account Number comes in. It’s not just a number. It’s your identity in the EPFO…
-
All You Should Know About DigiPIN
If you’ve ever had a courier delayed because the delivery guy “couldn’t find your house,” you’re not alone. Addresses in India can be messy, confusing, and often incomplete. But that may be about to change—thanks to a powerful new system called DigiPIN. Let’s dive into what DigiPIN is, why it matters, how it works, and…
-
The Rise of Thin-Files Borrowers: How NBFCs Can De-Risk Lending to First-Time Borrowers
In a country as vast and diverse as India, access to credit remains uneven. While banks have traditionally catered to customers with an established credit history, a significant population, first-time borrowers with little or no formal credit footprint continues to be underserved. These individuals are commonly referred to as “thin-file” customers. For Non-Banking Financial Companies…
Recent Posts
Categories
- APIs 63
- BFSI 81
- Digital Onboarding 91
- Gridlines 50
- Industry Insights 73
- KYB 11
- MSME 10
- Uncategorized 1
Tags
#GridlinesAPI address verification api AI in Fraud Detection aml API Integration APIIntegration Background check Business Verification digital KYC Digital Onboarding eKYC Employment Verification financial services fintech Fintech Solutions Fraud Prevention gridlines Gridlines API identity verification insurance kyc KYC API Last-Mile Delivery Security lending Prevent Delivery Fraud RC verification TrustEstablishment underwriting Verification video kyc