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Reducing Loan Default Risk With Pre-Disbursal Verification Layers
Every lender knows the sinking feeling. The loan looked fine on paper. Documents were submitted. The credit score was acceptable.
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Rethinking Borrower Risk Assessment in the Age of Real-Time Data
For decades, borrower risk assessment followed a familiar script. An application comes in. A credit score is pulled. Maybe a
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How Alternative Data Is Changing Credit Underwriting in India
A few years ago, getting a loan in India followed a familiar script. You filled out a form, submitted your
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Trust and Safety on the Popular Matrimonial Sites and Dating Platforms with Gridlines APIs
Gridlines is a platform that offers a suite of APIs for every use case that can help you verify various aspects of a user, including but not limited to identity, gender, age, employment history, and credit score.