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Gridlines Blogs
  • AI in Video Verification: Deepfake Detection & Fraud Prevention

    There was a time when a simple webcam selfie felt like enough proof of identity. A quick live video chat

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  • Instant Lending vs Responsible Lending: Finding the Right Balance

    There was a time when getting a loan meant wearing your best shirt, carrying a folder full of documents, and

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  • Reducing Loan Default Risk With Pre-Disbursal Verification Layers

    Every lender knows the sinking feeling. The loan looked fine on paper. Documents were submitted. The credit score was acceptable.

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  • Fake Document Punishment in India: A BFSI Guide
    Industry Insights

    Fake Document Punishment in India: A BFSI Guide

    vivek agarwal

    January 26, 2026

    Every forged document tells two stories. One is about the person trying to cheat the system.The other is about the…

  • How to Download Your e-PAN Card in India
    Industry Insights

    How to Download Your e-PAN Card in India

    vivek agarwal

    January 24, 2026

    Your PAN card is one of the most important financial documents you’ll ever own in India. Whether you’re opening a…

  • Top 9 KYB API Providers in India: Ensuring Safer Business Onboarding
    Gridlines

    Top 9 KYB API Providers in India: Ensuring Safer Business Onboarding

    vivek agarwal

    January 23, 2026

    In India’s fast-growing digital economy, onboarding businesses safely is more important than ever. From fintechs to marketplaces, payment platforms to…

  • Onboarding Should Adapt: Why Your Journey Can’t Be One-Size-Fits-All
    Digital Onboarding

    Onboarding Should Adapt: Why Your Journey Can’t Be One-Size-Fits-All

    vivek agarwal

    January 22, 2026

    In the fast-paced world of the BFSI ecosystem, the customer onboarding experience can make or break relationships. Yet, despite significant…

  • High-Risk Customer KYC: What Changes
    Digital Onboarding

    High-Risk Customer KYC: What Changes

    vivek agarwal

    January 21, 2026

    Not all customers carry the same level of risk — and deep down, every compliance, risk, and onboarding team already…

  • How to Simplify KYC Using DigiLocker API and Reduce Drop-Offs
    APIs

    How to Simplify KYC Using DigiLocker API and Reduce Drop-Offs

    vivek agarwal

    January 20, 2026

    In today’s fast-paced digital world, customer onboarding is critical for businesses across banking, fintech, insurance, and e-commerce. Yet, one of…

  • How Fake UPI Payment Scams Really Work
    Industry Insights

    How Fake UPI Payment Scams Really Work

    vivek agarwal

    January 20, 2026

    UPI has changed the way India pays. From street vendors to large online stores, instant bank-to-bank transfers have become second…

  • 4 Ways to Stop Deepfake Fraud in Onboarding
    Digital Onboarding

    4 Ways to Stop Deepfake Fraud in Onboarding

    vivek agarwal

    January 19, 2026

    Digital onboarding was meant to make life easier — faster account openings, smoother verification, and fewer in-person visits. But the…

  • How to Protect Yourself from Misuse of PAN Card
    Industry Insights

    How to Protect Yourself from Misuse of PAN Card

    vivek agarwal

    January 16, 2026

    In India, your PAN card isn’t just another ID—it’s like a key to your financial life. Banks, mutual funds, telecom…

  • India’s Identity Verification Market Set for Rapid Expansion
    Industry Insights

    India’s Identity Verification Market Set for Rapid Expansion

    vivek agarwal

    January 15, 2026

    Identity verification market in India is going through a quiet but decisive shift. What was once seen as a regulatory…

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Recent Blogs

  • AI in Video Verification
    AI in Video Verification: Deepfake Detection & Fraud PreventionFebruary 9, 2026
  • Instant Lending vs Responsible Lending
    Instant Lending vs Responsible Lending: Finding the Right BalanceFebruary 6, 2026
  • Reducing Loan Default Risk With Pre-Disbursal Verification Layers_
    Reducing Loan Default Risk With Pre-Disbursal Verification LayersFebruary 5, 2026
  • Rethinking Borrower Risk Assessment in the Age of Real-Time Data_
    Rethinking Borrower Risk Assessment in the Age of Real-Time DataFebruary 4, 2026
  • How Alternative Data Is Changing Credit Underwriting in India
    How Alternative Data Is Changing Credit Underwriting in IndiaFebruary 3, 2026