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Best Video KYC Workflow for Personal Loan Apps
In India’s fast-moving digital lending space, personal loan apps face two big challenges: speed and trust. Borrowers want instant approvals
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GenAI in KYC: How Generative AI Is Redefining KYC Process
For years, KYC felt procedural. Collect the ID.Verify the details.Run database checks.Approve or reject. It was compliance by design —
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Loan Origination System Integration with KYC APIs
In India’s fast-growing digital lending ecosystem, speed, compliance, and trust are critical. Borrowers expect instant approvals, seamless experiences, and secure
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Asset Verification APIs for Sharing Economy Platforms
The sharing economy operates on distributed ownership. Vehicles are listed by individuals. Properties are rented peer-to-peer. Equipment, devices, warehouses, workspaces,…
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Real-Time Fraud Prevention in BNPL Platforms Using APIs
Buy Now, Pay Later didn’t grow slowly. It exploded. From checkout pages on fashion websites to electronics marketplaces and travel…
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How APIs Can Detect Identity Takeover & Account Hijacking
Identity takeover is no longer a perimeter problem. It is an ecosystem problem. For banks, fintechs, NBFCs, marketplaces, and digital…
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Who Is an Ultimate Beneficial Owner ? Explained
Behind every company name, registration number, and glossy website… there’s a real human being pulling the strings. Sometimes that person…
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Underwriting Fraud Patterns: What Lenders Miss – Until It’s Too Late
Every underwriter has that one file. On paper, everything looks perfect. Clean documents. Solid income. No obvious red flags. The…
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AI in Video Verification: Deepfake Detection & Fraud Prevention
There was a time when a simple webcam selfie felt like enough proof of identity. A quick live video chat…
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Instant Lending vs Responsible Lending: Finding the Right Balance
There was a time when getting a loan meant wearing your best shirt, carrying a folder full of documents, and…
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Reducing Loan Default Risk With Pre-Disbursal Verification Layers
Every lender knows the sinking feeling. The loan looked fine on paper. Documents were submitted. The credit score was acceptable….
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Rethinking Borrower Risk Assessment in the Age of Real-Time Data
For decades, borrower risk assessment followed a familiar script. An application comes in. A credit score is pulled. Maybe a…
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How Alternative Data Is Changing Credit Underwriting in India
A few years ago, getting a loan in India followed a familiar script. You filled out a form, submitted your…