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UPI Fraud Trends: What Banks Need to Watch in 2026
There was a time when digital payment fraud meant card skimming. Then it meant phishing emails. Then it meant OTP
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Top Signs of Fake Identities in Digital Platforms
Fake identities don’t arrive wearing masks. They arrive with perfectly formatted names, clean profile pictures, valid-looking phone numbers, and documents
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Difference Between KYC, eKYC, and Video KYC
Same regulatory objective. Three very different execution models. If you work in fintech, lending, NBFCs, payments, or any regulated digital
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Instant Lending vs Responsible Lending: Finding the Right Balance
There was a time when getting a loan meant wearing your best shirt, carrying a folder full of documents, and…
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Reducing Loan Default Risk With Pre-Disbursal Verification Layers
Every lender knows the sinking feeling. The loan looked fine on paper. Documents were submitted. The credit score was acceptable….
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Rethinking Borrower Risk Assessment in the Age of Real-Time Data
For decades, borrower risk assessment followed a familiar script. An application comes in. A credit score is pulled. Maybe a…
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How Alternative Data Is Changing Credit Underwriting in India
A few years ago, getting a loan in India followed a familiar script. You filled out a form, submitted your…
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Digital Finance and Verification in Budget 2026
When most people read the Union Budget, they scan for tax slabs, sector allocations, or subsidy changes. But hidden between…
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The Economics of Verification: How Real-Time Checks Reduce Operational Costs
It’s 8 a.m., and the operations floor is buzzing. Hundreds of applications have come in overnight — for loans, new…
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Latency, Scalability, and Uptime: What You Must Know About Verification APIs
In modern financial services, verification is no longer just a compliance step hidden in the back office. It’s part of…
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Beyond KYC: What “Verification 2.0” Looks Like in a Decentralized Identity Era
Verification has always been at the heart of financial operations. For decades, KYC — Know Your Customer — has been…
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Salary Slip Verification for Lenders: What You Should Know
A borrower applies for a personal loan.A Profile looks clean. Credit score acceptable. Employment with a known company. Salary slip…
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Fake Document Punishment in India: A BFSI Guide
Every forged document tells two stories. One is about the person trying to cheat the system.The other is about the…