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  • Top 8 Factors That Impact Your CIBIL Score

    There’s a moment most people remember clearly—the first time a loan gets delayed, a credit card gets rejected, or an

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  • What is Deepfake AI? Meaning, Risks, and Real-World Impact Explained

    There was a time when seeing was believing. A photograph, a video, a voice recording—these were treated as proof. Today,

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  • How Lenders Verify Borrower Identity

    Lending has always been about trust. A borrower applies. The lender evaluates. A decision is made—often quickly, sometimes instantly. But

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  • 6 Ways AI is Changing Fraud Detection
    Industry Insights

    6 Ways AI is Changing Fraud Detection

    vivek agarwal

    March 24, 2026

    Fraud doesn’t look like it used to. There was a time when detecting fraud meant catching obvious red flags—mismatched documents,…

  • What Is Merchant Onboarding in Fintech?
    Digital Onboarding

    What Is Merchant Onboarding in Fintech?

    vivek agarwal

    March 23, 2026

    The process nobody talks about enough — and why getting it wrong is more expensive than most fintechs realize. If…

  • 7 Ways to Reduce Video KYC Drop-Off
    Digital Onboarding

    7 Ways to Reduce Video KYC Drop-Off

    vivek agarwal

    March 20, 2026

    There’s a strange pattern most teams notice after launching video KYC. Users sign up. They fill forms. They upload documents….

  • How Financial Institutions Detect Identity Fraud
    BFSI

    How Financial Institutions Detect Identity Fraud

    vivek agarwal

    March 19, 2026

    Every day, somewhere in India, a loan gets approved for someone who doesn’t exist. Not in the way you’d imagine…

  • 9 Reasons Your KYC Process Is Causing Drop-Offs you know
    BFSI

    9 Reasons Your KYC Process Is Causing Drop-Offs you know

    vivek agarwal

    March 18, 2026

    You don’t usually get direct feedback on a broken KYC flow. No one writes in saying, “Your verification steps are…

  • KYC Regulations in India: What Businesses Must Know
    Digital Onboarding

    KYC Regulations in India: What Businesses Must Know

    vivek agarwal

    March 17, 2026

    You can usually tell how a company thinks about KYC by watching its onboarding flow. If it feels like a…

  • What Regulators Expect from Onboarding in 2026 
    Industry Insights

    What Regulators Expect from Onboarding in 2026 

    vivek agarwal

    March 16, 2026

    For a long time, onboarding was treated as a checkpoint. Collect documents. Run a few verifications. Store the records. Move…

  • What Fragmented Customer Data Is Costing Your Risk Team
    Industry Insights

    What Fragmented Customer Data Is Costing Your Risk Team

    vivek agarwal

    March 13, 2026

    Most risk teams don’t have a data problem. They have a data fragmentation problem. On paper, everything looks covered. You…

  • What 1 Billion+ Verifications Taught Us About User Behavior
    BFSI

    What 1 Billion+ Verifications Taught Us About User Behavior

    vivek agarwal

    March 12, 2026

    If you spend enough time looking at user data, a strange thing happens. You stop seeing “users.” You start seeing…

  • The Rise of Synthetic Identities in India’s Lending Ecosystem
    Industry Insights

    The Rise of Synthetic Identities in India’s Lending Ecosystem

    vivek agarwal

    March 11, 2026

    There was a time when fraud in lending looked obvious. Fake documents. Mismatched details. Profiles that didn’t quite add up.You…

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