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Reducing Loan Default Risk With Pre-Disbursal Verification Layers
Every lender knows the sinking feeling. The loan looked fine on paper. Documents were submitted. The credit score was acceptable.
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Rethinking Borrower Risk Assessment in the Age of Real-Time Data
For decades, borrower risk assessment followed a familiar script. An application comes in. A credit score is pulled. Maybe a
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How Alternative Data Is Changing Credit Underwriting in India
A few years ago, getting a loan in India followed a familiar script. You filled out a form, submitted your
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KYC Documents: More Than Just Paperwork
On a warm Monday morning, Ananya walked into her bank branch with a plan to open her very first savings…
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How to Find Your PF Account Number: Step-by-Step Guide
First, Why Does This Even Matter? Ever tried withdrawing your PF money and hit a wall? Or switched jobs and…
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All You Should Know About DigiPIN
If you’ve ever had a courier delayed because the delivery guy “couldn’t find your house,” you’re not alone. Addresses in…
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Why Risk Infrastructure Should Be Treated Like Core Infrastructure
In most digital businesses today—whether it’s lending, insurance, gaming, e-commerce, or gig work—growth and scale are the first goals. But…
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Why Fake Apps & Impersonation Fraud Are Surging in India – And Why KYC Matters More Than Ever
India is facing a digital fraud crisis. From fake financial apps to impersonation scams, fraudsters are evolving faster than the…
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Real-Time Verification for the Gig Economy: Scaling Onboarding with Gridlines
The gig economy isn’t coming — it’s already here. And it’s massive. In India alone, over 23 million gig workers…
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Top Financial Changes from August 1, 2025: What Indian Businesses and Citizens Need to Know
August 2025 is packed with significant financial and regulatory updates that could impact how Indians spend, invest, and do business….
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From Lender to Life Partner: Why Fintechs Must Verify the Whole User Story
Fintech platforms aren’t just service providers, they’re becoming life partners in their customers’ financial journeys. From offering instant credit lines…
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The Rise of Thin-Files Borrowers: How NBFCs Can De-Risk Lending to First-Time Borrowers
In a country as vast and diverse as India, access to credit remains uneven. While banks have traditionally catered to…
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Seamless Gaming Journeys: From KYC to Withdrawals with API Precision
India’s online gaming industry is growing at a breakneck pace. According to a report by the Internet and Mobile Association…