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Reducing Loan Default Risk With Pre-Disbursal Verification Layers
Every lender knows the sinking feeling. The loan looked fine on paper. Documents were submitted. The credit score was acceptable.
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Rethinking Borrower Risk Assessment in the Age of Real-Time Data
For decades, borrower risk assessment followed a familiar script. An application comes in. A credit score is pulled. Maybe a
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How Alternative Data Is Changing Credit Underwriting in India
A few years ago, getting a loan in India followed a familiar script. You filled out a form, submitted your
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Synthetic Identity Fraud Is Evolving — Is Your Tech Stack Keeping Up?
In the fast-moving world of digital finance, identity is currency. And just like currency, it’s now being forged — not…
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Dealing with Loan Stacking? Build a Risk Stack That Strikes Back
It starts quietly. A borrower, approved for a loan based on a clean credit file and stable income, begins taking…
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The New Face of Fraud: Deepfakes and the Future of Video KYC
In 2023, deepfake attacks against fintechs jumped more than 700%. With more than $43 billion lost worldwide to identity fraud,…
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The RegTech Revolution: Why AI Is Now Essential to Compliance
Regulatory complexity is increasing. Fraud threats are changing more rapidly than ever before. And legacy compliance infrastructure—remain based on stagnant…
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The Power of Financial Literacy: Why Every Indian Needs It Now
What is Financial Literacy and Why Is It Important in India? Financial literacy refers to the ability to understand and…
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Reinventing the Life Insurance Journey with Gridlines
The life insurance industry stands at a crucial inflection point. Evolving customer expectations, increasing fraud risks, and a need for…
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RBI’s Push for Real-Time Credit Reporting and Financial Inclusion: A Game-Changer in the Making
The Reserve Bank of India (RBI) is steering a quiet revolution in the way credit information is reported and used…
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What is Fraud Analytics? All You Need To Know
Fraud analytics refers to the application of data analysis techniques—such as statistical modeling, machine learning, and artificial intelligence—to detect, prevent,…
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India’s Digital Payment Revolution: Your Questions Answered in 2025
India’s digital payment landscape is transforming at an electrifying pace, redefining how we transact, save, and manage our finances. As…
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What Are Onboarding APIs and Why Modern Platforms Rely on Them
In a world defined by real-time decisions, instant digital experiences, and user expectations shaped by one-click checkouts, the first few…