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Gridlines Blogs
  • Instant Lending vs Responsible Lending: Finding the Right Balance

    There was a time when getting a loan meant wearing your best shirt, carrying a folder full of documents, and

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  • Reducing Loan Default Risk With Pre-Disbursal Verification Layers

    Every lender knows the sinking feeling. The loan looked fine on paper. Documents were submitted. The credit score was acceptable.

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  • Rethinking Borrower Risk Assessment in the Age of Real-Time Data

    For decades, borrower risk assessment followed a familiar script. An application comes in. A credit score is pulled. Maybe a

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  • Give Scammers No Room This Christmas Season with DeepSight
    Digital Onboarding

    Give Scammers No Room This Christmas Season with DeepSight

    vivek agarwal

    December 23, 2025

    The holiday season is meant for warmth, celebration, and trust. Unfortunately, for businesses—especially in BFSI, lending, fintech, and digital commerce—Christmas…

  • Why Early Detection Is the Most Effective Defense Against Deepfake Attacks
    Industry Insights

    Why Early Detection Is the Most Effective Defense Against Deepfake Attacks

    vivek agarwal

    December 18, 2025

    A few years ago, deepfakes were a novelty. Something you’d see in internet memes or experimental AI demos. Today, they’ve…

  • Top 11 KYC API Providers in India
    BFSI, Digital Onboarding

    Top 11 KYC API Providers in India

    vivek agarwal

    December 15, 2025

    If you rewound the clock 10 years, customer onboarding in India was slow, paperwork-heavy, and painfully manual. Banks relied on…

  • The Future of Video KYC: Agentless and Automated
    Digital Onboarding

    The Future of Video KYC: Agentless and Automated

    vivek agarwal

    December 11, 2025

    Identity verification has always been one of the most essential steps in onboarding customers—whether you’re opening a bank account, taking…

  • What is a Tax Identification Number (TIN)? The Ultimate Guide
    BFSI

    What is a Tax Identification Number (TIN)? The Ultimate Guide

    vivek agarwal

    December 9, 2025

    If you’ve ever filled out a business registration form, applied for GST, opened a current account, or tried onboarding as…

  • Generative AI for Fraud Detection: The New Guardrails of Digital Trust
    BFSI

    Generative AI for Fraud Detection: The New Guardrails of Digital Trust

    vivek agarwal

    December 5, 2025

    Fraud today doesn’t look like it did five years ago. People don’t walk into banks with fake documents. Fraud happens…

  • Re-Verification: Why Trust Needs Maintenance
    Digital Onboarding

    Re-Verification: Why Trust Needs Maintenance

    vivek agarwal

    December 2, 2025

    We live in a time where people sign up, log in, transact, and work across digital platforms in seconds. But…

  • OCR Use Cases Across Industries: From Paper to Intelligence
    Digital Onboarding

    OCR Use Cases Across Industries: From Paper to Intelligence

    vivek agarwal

    November 28, 2025

    If you’ve worked in any document-heavy industry lately, you’ve probably felt the shift.Forms that once took hours to verify now…

  • 7 Most Common Identity Manipulation Tricks (And Why They Still Work)
    Industry Insights

    7 Most Common Identity Manipulation Tricks (And Why They Still Work)

    vivek agarwal

    November 27, 2025

    Identity verification today looks nothing like it did a decade ago.We have AI-powered OCR, biometric checks, device intelligence, authentication systems,…

  • New Aadhaar App Launched: Features, Download Steps & Benefits (Explained Simply)
    Industry Insights

    New Aadhaar App Launched: Features, Download Steps & Benefits (Explained Simply)

    vivek agarwal

    November 26, 2025

    India’s digital identity ecosystem just received a significant upgrade. UIDAI has introduced the new Aadhaar Mobile App—an early-access version built…

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Recent Blogs

  • Instant Lending vs Responsible Lending
    Instant Lending vs Responsible Lending: Finding the Right BalanceFebruary 6, 2026
  • Reducing Loan Default Risk With Pre-Disbursal Verification Layers_
    Reducing Loan Default Risk With Pre-Disbursal Verification LayersFebruary 5, 2026
  • Rethinking Borrower Risk Assessment in the Age of Real-Time Data_
    Rethinking Borrower Risk Assessment in the Age of Real-Time DataFebruary 4, 2026
  • How Alternative Data Is Changing Credit Underwriting in India
    How Alternative Data Is Changing Credit Underwriting in IndiaFebruary 3, 2026
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