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Instant Lending vs Responsible Lending: Finding the Right Balance
There was a time when getting a loan meant wearing your best shirt, carrying a folder full of documents, and
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Reducing Loan Default Risk With Pre-Disbursal Verification Layers
Every lender knows the sinking feeling. The loan looked fine on paper. Documents were submitted. The credit score was acceptable.
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Rethinking Borrower Risk Assessment in the Age of Real-Time Data
For decades, borrower risk assessment followed a familiar script. An application comes in. A credit score is pulled. Maybe a
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Proof of Identity in India: Accepted Documents
Identity is the first layer of trust.Whether you’re opening a bank account, renting a house, joining a new company, or…
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The Future of OCR in Business for BFSI Operations
Walk into any bank, fintech lender, NBFC, or insurance company and you’ll notice something unusual.Despite modern apps, smooth onboarding pages,…
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Why Every Lending App Has the Same Problem – And Video KYC Is the Only Fix
If you strip away the UI, the interest rate, the loan amount, the offers, the cashback, and the branding, every…
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3 Days to 30 Minutes: How Gridlines Simplified Onboarding for a Capital Markets’ Leader
Overview A leading player in the Capital Markets and Mutual Funds industry was struggling with an inefficient and fragmented client…
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Onboarding Is the First Proof of Trust — And Most Businesses Get It Wrong
In today’s digital economy, onboarding is no longer a UX checkpoint.It is the first operational moment of truth—the point at…
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E-commerce Marketplaces & Fraud: How KYC / KYB Reduces Seller Risk
When a Marketplace Lost Its Sleep It started with a single email.“Order not delivered. Seller unresponsive.” Within hours, hundreds of…
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What Does ‘Real-Time Verification’ Really Mean?
A Practical Guide for Fintechs Every fintech product promises it today — real time verification. It’s the phrase that sits…
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AI-Powered Document & Face Match: Rewriting the Rules of Trust in India
There’s a quiet revolution happening behind every “Sign Up” button in India. For years, onboarding was treated as paperwork —…
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Navigating India’s Regulatory Landscape: KYC, KYB, AML and Beyond
When you peel back the layers of India’s digital economy, you find a country that has reimagined how people prove…
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How AI Is Redefining Lending Risk Assessment & Credit Decisioning
In a world where credit is the fuel for growth, lenders walk a fine line. On one side lies opportunity…