Skip to content
Gridlines Blogs
  • Reducing Loan Default Risk With Pre-Disbursal Verification Layers

    Every lender knows the sinking feeling. The loan looked fine on paper. Documents were submitted. The credit score was acceptable.

    Read More

  • Rethinking Borrower Risk Assessment in the Age of Real-Time Data

    For decades, borrower risk assessment followed a familiar script. An application comes in. A credit score is pulled. Maybe a

    Read More

  • How Alternative Data Is Changing Credit Underwriting in India

    A few years ago, getting a loan in India followed a familiar script. You filled out a form, submitted your

    Read More

  • Telecom Onboarding: Building Trust Beyond Compliance
    Digital Onboarding

    Telecom Onboarding: Building Trust Beyond Compliance

    vivek agarwal

    September 15, 2025

    Introduction: Beyond Signatures and SIM Cards Go into any mobile retail shop a decade back, and the ceremony was routine:…

  • Top 5 Mistakes Companies Make with Identity Verification APIs
    APIs

    Top 5 Mistakes Companies Make with Identity Verification APIs

    vivek agarwal

    September 12, 2025

    The word “identity” sounds simple enough. But the truth is—it’s one of the most complex ideas of our time. Who…

  • Verification APIs in EdTech: Securing Student & Faculty Onboarding
    APIs, BFSI

    Verification APIs in EdTech: Securing Student & Faculty Onboarding

    vivek agarwal

    September 11, 2025

    Over the past ten years, education has radically changed. Classrooms are no longer four-walled, and students no longer have teachers…

  • From Gen AI to Generative Fraud: Restoring Trust in a Fake World
    BFSI

    From Gen AI to Generative Fraud: Restoring Trust in a Fake World

    vivek agarwal

    September 10, 2025

    A customer service call where the voice on the other end sounds uncannily human but isn’t. A bank application supported…

  • The Fintech Verification Playbook: Risk &Trust in 2025
    BFSI

    The Fintech Verification Playbook: Risk &Trust in 2025

    vivek agarwal

    September 9, 2025

    Verification Is the Currency of Trust Fintech has always been about velocity. New products launch overnight, funding rounds make headlines,…

  • Low-Bandwidth Tech: The Future of Lending in India
    BFSI, Industry Insights

    Low-Bandwidth Tech: The Future of Lending in India

    vivek agarwal

    September 5, 2025

    Financial inclusion in India has always been envisioned as a bridge—linking the aspirations of millions to the formal financial system….

  • When Starlink Meets Aadhaar: Rethinking Digital Onboarding
    Industry Insights

    When Starlink Meets Aadhaar: Rethinking Digital Onboarding

    vivek agarwal

    September 4, 2025

    India has been a technology playground that has always fascinated. On the one hand, it grapples with disparities in basic…

  • KYC Scams Explained: How Fraudsters Trap You and Ways to Stay Safe
    Industry Insights

    KYC Scams Explained: How Fraudsters Trap You and Ways to Stay Safe

    vivek agarwal

    September 3, 2025

    In the digital-first era today, Know Your Customer (KYC) is the foundation of trust between companies and customers. Whether one…

  • 11 Reasons Why Every Business Needs Identity Verification APIs
    APIs, Digital Onboarding

    11 Reasons Why Every Business Needs Identity Verification APIs

    vivek agarwal

    September 2, 2025

    When did you last open a new bank account or sign up for a fintech app? You probably didn’t go…

  • KYC Fraud in Lending: Silent Risk Eating into Indian Loan Books
    BFSI, Digital Onboarding

    KYC Fraud in Lending: Silent Risk Eating into Indian Loan Books

    vivek agarwal

    August 29, 2025

    If you think lending fraud only surfaces through defaults or bad guarantors, think again. Today’s fraudsters are moving upstream—right into…

Previous
1 … 6 7 8 9 10 … 21
Next

Recent Blogs

  • Reducing Loan Default Risk With Pre-Disbursal Verification Layers_
    Reducing Loan Default Risk With Pre-Disbursal Verification LayersFebruary 5, 2026
  • Rethinking Borrower Risk Assessment in the Age of Real-Time Data_
    Rethinking Borrower Risk Assessment in the Age of Real-Time DataFebruary 4, 2026
  • How Alternative Data Is Changing Credit Underwriting in India
    How Alternative Data Is Changing Credit Underwriting in IndiaFebruary 3, 2026
  • Digital Finance and Verification in Budget 2026February 2, 2026
  • real-time checks
    The Economics of Verification: How Real-Time Checks Reduce Operational CostsJanuary 30, 2026